A question I hear a lot from people touring 55+ communities is some version of this: “Will I use all of this, or will I be paying for amenities I never touch?” It’s a smart thing to ask, and at a community like Esplanade at Turkey Creek, with a restaurant, two pools, and a full events calendar, it matters even more.
Sometimes a daughter is on the tour too, quietly wondering if her mom or dad will find their people here and if the monthly costs make sense. Both of those worries are fair. So here’s a clear, sourced look at Esplanade at Turkey Creek in Lincoln, as of September 2026, so you can decide what fits your life and your budget.
Esplanade at Turkey Creek at a glance
| Fact | Detail |
|---|---|
| City and county | Lincoln, Placer County |
| Builder | Taylor Morrison |
| Years built | 2020 to present (opened early 2021, still selling) |
| Number of homes | About 850 planned |
| Age rule | 55+ age-restricted |
| Home types | Single-story, single-family homes in four collections |
| Gated | Yes |
| HOA (approx, as of September 2026) | About $349 a month |
| Price range (approx, as of September 2026) | High $500,000s to mid $800,000s |
| Golf | No course inside; next to Turkey Creek Golf Club, which is separate from the HOA |
| Pickleball | Yes, lighted courts |
| Main clubhouse | The Lodge, about 20,000 sq ft, plus a separate 10,000 sq ft indoor pool building |
How much do homes cost in Esplanade at Turkey Creek?
As of September 2026, homes at Esplanade at Turkey Creek range from the high $500,000s to the mid $800,000s, based on builder listings and local guides. One guide puts the average around $777,600.
A few base prices from Taylor Morrison listings give you a feel for the range:
- Willow: 1,651 sq ft, 2 to 3 bedrooms, from $584,999
- Lake: 1,792 sq ft, 2 bedrooms, from $612,999
- River: 1,933 sq ft, 2 to 3 bedrooms, from $624,999
New homes and resales sit side by side here now, and a resale with upgrades and finished landscaping can compare well with a new home once you add up the extras. Maggie updates these from MetroList sales every month. Ask for this month’s numbers.
HOA dues and what they cover
HOA dues at Esplanade at Turkey Creek are about $349 a month, according to several guides as of September 2026. They’re billed monthly.
Based on the builder and local guides, the dues support:
- The Lodge and its fitness center, game room, and gathering spaces
- The indoor lap pool building, the outdoor resort-style pool, and the spa
- Tennis, pickleball, and bocce courts
- The bark park and common grounds
- The gates
- A lifestyle director and concierge staff who plan events and outings
For about $349 a month, that’s a staffed lodge, two pools, courts, and a full calendar. Meals at the restaurant are paid separately.
I couldn’t confirm whether the HOA maintains individual front yards, or what transfer fee or capital contribution is charged when a home sells. Ask for both in writing. And ask for the current budget and reserve study, since dues usually rise over time. Please confirm current figures with me before you compare communities.
Taxes and Mello-Roos
Yes, Esplanade at Turkey Creek has Mello-Roos. Local guides list it at roughly $237 to $250 a month, on top of regular property taxes and HOA dues.
The amount can vary by lot and phase, so I always check the actual figure on the tax bill for a specific address before you write an offer. When you add HOA and Mello-Roos together, you’re looking at close to $600 a month before property taxes, and that’s worth seeing in black and white.
Homes and floor plans
Every home at Esplanade at Turkey Creek is single-story. Taylor Morrison builds them in four collections: Cottages, Classics, Premiers, and Estates. One local guide counts 12 floor plans (numbered to 13, with one plan discontinued).
The Cottages are the smallest, at about 1,408 to 1,651 square feet. The plans step up in size through the Classics and Premiers to the Estates. Plan names on the builder’s listings include Willow, Lake, River, Basin, and Cedar.
When you tour, look past the finishes and pay attention to how the home will work for you in 10 or 15 years. Things like a curbless shower, wider halls, and a laundry room near the primary suite make a difference later. As a Certified Aging-in-Place Specialist, that’s part of what I look for with you.
Amenities
The Lodge
The heart of the community is The Lodge, about 20,000 square feet, set on a 5.5-acre amenity campus. It houses the fitness center, a game room, gathering spaces, a cafe, and the Barrel House, a full-service restaurant and bar.
Pools
Esplanade has a separate 10,000 square foot indoor aquatic building with a lap pool, which is rare for this area. There’s also an outdoor resort-style pool and a spa.
Courts
- Lighted tennis courts
- Pickleball courts, which one court directory lists as four lighted hard courts
- Bocce, with social league play
Pets and trails
Pets are welcome. The bark park has gated areas for large and small dogs, and guides mention pet washing stations. Walking and biking paths wind through the landscaped grounds.
Golf
Turkey Creek Golf Club sits right next to the community. It’s a separate club, so play and membership aren’t part of your HOA dues.
Clubs and social life
This is a community with a busy calendar. A full-time lifestyle director and concierge team plan events, classes, and outings. Guides list wine tastings, cooking classes, hobby clubs, live concerts, themed parties, holiday celebrations, educational workshops, and social mixers.
There are travel groups too, and one guide mentions outings like sailing, archery, and paddle boarding. There’s also a resident lifestyle page on Facebook. I couldn’t confirm a total club count, so if a specific interest matters to you, ask the lifestyle director for the current list.
Health care nearby
The closest hospitals are in Roseville:
- Sutter Roseville Medical Center
- Kaiser Permanente Roseville Medical Center
There’s no clinic or care on site; it’s an independent community of owned homes. One guide notes medical offices at Lincoln Crossing Marketplace, close by.
For rides, Placer County Transit runs Lincoln Dial-A-Ride, curb to curb, open to everyone. As of the latest schedule I found, seniors pay $1.25 a ride, service runs weekdays and Saturdays (no Sundays), and you can book by phone or with the GO South Placer app up to 14 days ahead. Placer Rides and Seniors First MyRides also help residents 60 and older who no longer drive.
Getting around
- Downtown Sacramento: about 30 minutes, per guides
- Sacramento International Airport (SMF): about 40 minutes from Lincoln, per trip planners, longer at rush hour
- Amtrak: the nearest stations are Rocklin, on the Capitol Corridor, and Roseville, on the Capitol Corridor and the California Zephyr
- Freeways: Highway 65 runs through Lincoln and connects south to Roseville and Interstate 80
Lincoln also has neighborhood electric vehicle lanes, and one local guide says you can drive a street-legal cart from Esplanade to Lincoln Crossing Marketplace. Check the route and the rules before you buy a cart for it.
What’s nearby
- Groceries: Safeway, Sprouts Farmers Market, and Walmart in Lincoln, with pharmacies at Walmart, CVS, and Raley’s
- Shopping: Lincoln Crossing Marketplace (Target and Safeway), Blue Oaks Town Center, The Fountains at Roseville, and Westfield Galleria at Roseville
- Golf: Turkey Creek Golf Club next door
- Outdoors: the foothills, Folsom Lake, and day trips toward the Sierra are all within reach
Who tends to love Esplanade at Turkey Creek
It tends to suit people who want a full social calendar with someone else doing the planning, enjoy swimming laps year-round, and like having a restaurant and bar a short walk from home. Dog owners like the bark park. Golfers like living next to Turkey Creek. And the gated, single-story setup makes lock-and-leave travel easier.
The tradeoffs are cost and construction. HOA plus Mello-Roos adds up, and building is still going on in parts of the community, which means some noise and trucks for a while.
Frequently asked questions
Is Esplanade at Turkey Creek age-restricted?
Yes. It’s a 55+ age-restricted community.
Can my grandkids visit?
Yes, guests are welcome. Under California’s senior housing law, younger guests’ stays are generally limited, commonly to 60 days a year, but the CC&Rs set the actual rule, so ask for the guest policy.
Are pets allowed?
Yes. There’s a bark park with separate large and small dog areas, and guides mention pet washing stations.
Is it gated?
Yes. Esplanade at Turkey Creek is a gated community.
What does the HOA cover?
About $349 a month covers the Lodge, the indoor and outdoor pools, the courts, the bark park, the gates, common grounds, and the lifestyle staff. Restaurant meals are extra.
Is there Mello-Roos?
Yes. Guides list roughly $237 to $250 a month, and it varies by lot. I can check a specific address.
Is there golf?
Not inside the community. Turkey Creek Golf Club is next door and operates separately.
How far is the nearest hospital?
Sutter Roseville Medical Center and Kaiser Permanente Roseville Medical Center are the closest hospitals. I didn’t find a sourced mileage, so try the drive from the home you’re considering.
How do I see homes there?
You can tour the Taylor Morrison model homes, and the community site at esplanadetc.com has more. For resales, I can set up showings. If you’d like your own representation on a new home, bring me along on your first visit, since builders usually ask about that when you first register.
Most buyers here also have a home to sell, and getting the timing right is often the part that keeps people up at night. I help with selling the current home, buying the new one, and the loan in one plan. You can compare this community with all Sacramento-area 55+ communities, and when you’re ready, reach out and we’ll talk it through.
About Maggie B. Hopkins
Maggie is the Broker Owner of Surroundings, a real estate and mortgage brokerage here in Sacramento, with more than 20 years in real estate and lending. She holds a Bachelor of Science in Health Care Administration from Western Illinois University, with internship experience in a long-term care facility. She is a Certified Aging-in-Place Specialist (CAPS) and a Seniors Real Estate Specialist (SRES), has completed the course training for RCFE (Residential Care Facility for the Elderly) certification, and is a Certified Probate & Trust Specialist. She specializes in reverse mortgage planning, helping homeowners understand how it may fit into their retirement goals. She also completed a week-long hospice volunteer training program. Because she handles both the real estate and the financing, families get one plan instead of two separate conversations. Every situation is different, so if you have questions about your own numbers, talk with Maggie.
Maggie B. Hopkins, Surroundings Real Estate & Lending
CA DRE Broker #01750680 | Office DRE #02220140 | NMLS #349517 | Company NMLS #2528307
500 Capitol Mall, Suite #2350, Sacramento, CA 95814. Equal Housing Opportunity.
Community details such as HOA dues, Mello-Roos, prices, and amenities come from public sources and change over time. Please confirm current figures with the HOA, the county, and a current title report before you buy. Age-restricted community rules come from each community’s CC&Rs. This article is general information, not legal or tax advice.