Sacramento real estate & lending
Real Estate & Lendingfor the season you’re in.
Community-rooted. Design-minded. One roof for the home, the loan, and the life around it.



Maggie B. Hopkins
Broker-Owner · CA DRE Broker Lic #01750680 · NMLS #349517
- Seniors Real Estate Specialist® (SRES®)
- Certified Aging-in-Place Specialist (CAPS®)
- Certified Probate & Trust Specialist
- Certified VA Loan Specialist
A note from our broker
Welcome to Surroundings.
Welcome. Whether you are buying your first home, making room for a growing household, helping a parent move, selling a home you have loved for decades, or looking for a place with character, I’m glad you found us.
I’m Maggie, broker and owner of Surroundings, a real estate and lending company. My journey began in mortgage lending in 2003, expanded into real estate in 2006, and led me to open Surroundings in 2023.
Over those 23 years, I’ve had the privilege of building a wonderful community of clients, many of whom have become friends and continue to trust me with their next move or refer someone they care about. I’m deeply grateful for those relationships. Bringing people together and helping them find their way forward remain the most rewarding parts of my work.
My experience in both real estate and lending shapes how I approach each client’s situation. I enjoy helping people see possibilities they may not have considered: a financing strategy no one has explained, a potential complication worth addressing early, or a different way to approach a move. Sometimes a fresh perspective changes the entire plan.
I lead with education and transparency. Before moving forward, my clients should understand their options, the costs and tradeoffs, and how each decision connects to what they want for their lives. I take pride in developing thoughtful strategies, identifying blind spots, and making the details understandable so clients can make decisions with confidence.
While I have additional education and training in helping older adults and their families, my work spans all stages of life, from a first home to an investment property, a move closer to family, or a fresh start.
Rachel Dee Minyard and I joined together to start Surroundings because she brings design and innovation. Together, we bring this approach to life through a team that connects real estate, lending, design, and preparation. Whether we’re coordinating a purchase and sale, preparing a home for the market, or exploring whether staying put makes more sense, we start by listening and build a plan around you.
Take your time, explore, and ask your questions. We look forward to getting to know you.
About Our Senior Living and Care Resources
Exploring housing and care options for yourself or a family member can be overwhelming. We share information and resources to help you learn what is available and identify questions to ask.
Surroundings does not provide community placement services or receive placement or referral fees from senior living communities or care providers. The information on this website is for general informational purposes. Decisions about a community or care provider should be based on your own needs, research, and conversations with qualified professionals.
★★★★★5.0 on Google · 28 reviewsRead them →“Thanks to her strategy and negotiating, we received multiple offers within a week, and sold for over $60,000 more than we expected.”
Amber Leonti, on Google
“Maggie is incredibly trustworthy and I know she has always looked out for my best interests.”
Sarah Hodge, on Google
- $150M+Real estate sold and mortgages closed
- 23 yearsReal estate and lending
- 5.0 ★Google reviews
- SRES®Seniors Real Estate Specialist

We built this for you.
You may be moving a parent.You may be moving yourself.Either way, you are not doing it alone.
Well MOVED helps people through a move at any stage of life, from the first conversation to the next home. That includes families, and it includes the person with no one nearby to lean on. Maggie and Rachel both list and sell homes and work every Well MOVED move together. Maggie brings the lending and the planning; Rachel brings the design eye and the preparation.
Surroundings · DRE #02220140 · NMLS #2528307 · Equal Housing Opportunity · Equal Housing Lender. Well MOVED never takes placement or referral fees from any community or care provider.
What most agents miss.
The psychology behind the listing
Almost any home gets an offer. The best one is decided before anyone walks in.
What they see
Most buyers meet your home on a screen first, so the photos, the film and the words come first.
What they feel
People feel a home before they measure it. We edit each room to answer their quiet questions.
Who knew
A launch day, targeted ads and more than a hundred neighbors invited, so the right people are watching.
Surroundings · CA DRE #02220140 · NMLS #2528307 · Equal Housing Opportunity · Equal Housing Lender

Mid-century moderns and character homes
From the Human Thomas Guide to Sacramento
Which Sacramento personality are you?
Hey, I’m Rachel. Born and raised in Sacramento. I’m called the Sacramento Human Thomas Guide, because I know this town neighborhood by neighborhood and sometimes street by street. Whether you’re moving across town or relocating here, let me help you find your Sacramento personality. No folding paper maps required. Have fun with this quiz.
- The Design HoundThe house itself has to have a point of view.
- The Porch SitterShade, front steps, and an evening outside.
- The City WandererYou want the world within walking distance.
- The Trail WalkerWater, trees, and a path out the back door.
- The Block Party HostYou want a street that gathers.
- The Weekend EscaperHome is where the trip starts.
Our Sacramento, our community
What surrounds you shapes you.
Come inside. We are neighbors first and real estate people second. Personality quizzes, community maps, local guides and a few little tools, made for the coolest people around Sacramento.
Personality quizzes
Community maps
Animal lovers
Little tools
In their words
Our clients really love us. They do.
★★★★★
“They really went above and beyond to make house shopping as clear and easy as possible every step of the way, from walking through prospective homes to walking through the fine print in every document along the way.”
Brendan Smith-Fagan, on Google
★★★★★
“I have been working with Rachel for a VERY long time. I have always loved her attention to detail, professionalism and authenticity. She is a great person to communicate with and she has always had my best interest in mind. …”
Garrett Rease, on Google
★★★★★
“Maggie and Rachel are great to work with and really went out of their way to make sure things went smoothly.”
Savannah Helena, on Google
Our mission
A relationship, never a transaction.
We treat every client as a long-term relationship. Real estate and lending under one roof, so a major transition has fewer moving parts and less stress.
Where we are headed
A Sacramento where the daughter in Carmichael, the first-time buyer in Midtown and the neighbor right-sizing in Fair Oaks each have someone to call, long before closing day and long after it.














