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How we buy
The house is half of it. The rest is relationships.
When several offers come in on one home, our buyers have come out ahead more than once. We go above and beyond when you are buying, because a good offer is built long before it is sent.
- The home and the neighborhood.Where you want to live, and what a street is really like at 7 a.m. and at 7 p.m. That is where we start, and it is the part everyone does.
- Rapport with the other side.We come from collaboration and teamwork. Whether or not we already know the agent on the other side, building rapport with them is half the battle in getting your offer in, so we start every conversation as a teammate.
- The tactics.How an offer is written, what it says before the price does, and when to hold firm or give a little. We negotiate for buyers every week.
- The financing, from the inside.Maggie is also a lender, so we can speak to a listing agent about your loan with real knowledge of how it works.
Every home and every offer is different, and we cannot promise a result. Surroundings · CA DRE #02220140 · NMLS #2528307 · Equal Housing Opportunity · Equal Housing Lender.
What buying with us is like
A calm path, one step at a time.
Buying a home is a big decision, and you should never feel rushed through it. Here is how it goes when you buy with Maggie and Rachel.
- 01A conversation first.We start with how you want to live: the street, the light, the commute, your budget and your timing. The questions below are a gentle way to begin, and there is nothing to decide.
- 02The numbers, before you fall in love.You see your monthly payment, the cash to close and your loan options before you tour. Use any lender you like. If you want Maggie for the loan, the offer and the financing come from one plan, so nothing is lost in a handoff.
- 03Seeing the bones.Rachel looks at a home with a designer's eye: what is original, what has been updated, and what a room could become. We help you see past the staging and the paint.
- 04The offer.How it is written, what it says before the price does, and the rapport with the agent on the other side. We come from collaboration and teamwork, and that groundwork is part of getting your offer in.
- 05Inspection to the keys.Inspection findings become part of the negotiation, and you hear from us at every step through closing.
Start here
Tell us how you want to live.
A buyer’s agent does far more than open doors. We listen first, then do the looking, the calling and the negotiating on your side. These questions help you hear what you are really looking for, and give us a place to begin. It takes a few minutes, and there is nothing to decide.
Every kind of buyer
Find the path that fits you.
- Buying a HomeFind the right home and write an offer that holds up, with lending help under the same roof if you want it.
- First-Time BuyersSee the real monthly payment on a home before you fall for it, from a team that knows lending inside and out.
- Mid-Century Modern and Character HomesThis is for the buyer drawn to a home with a point of view: the post-and-beam, the atomic ranch, the one-of-a-kind that does not look like its neighbors.
- Relocating to the AreaMoving to the Sacramento region from out of the area? Get a local who knows the neighborhoods and can help you line up financing before you land.
- VA and Military BuyersYour agent is a Certified VA Loan Specialist, so VA rules shape your search and your offer from the first showing, whichever lender you choose.
- Trading UpSell one home and buy the next with a single plan for both, including whether to buy first or sell first.
- Investment PropertyRun the numbers on rent, financing and repairs before you write the offer, with a broker who also knows lending.
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Ready to make your move with Surroundings?
