Like what you're seeing? Call us at (916) 633-6787 and we'll get you to the right person.
See Your Loan Options
Tell us what you're planning and a mortgage broker shops it across a network of approved lenders for you. No obligation.
What happens next
Thank you for telling us what you're planning. Maggie B. Hopkins, the mortgage broker at Surroundings, will call you within 2 hours. Nothing is pulled and nothing is decided on that first call.
- A short conversation. Maggie asks about the home, your timing and what matters most to you: the lowest payment, the least cash at closing or the fastest close.
- Options from more than one lender. As a broker, Maggie compares programs from a network of approved lenders instead of offering one bank's menu.
- The math in full. You see each option's payment, cash to close and costs laid out side by side, so you can see exactly how each one is priced.
- Your decision. You choose, or you take the comparison to another lender. You are never obligated.
What to have handy
You don't need anything to start. It helps to know roughly what you earn, what you have saved for a down payment or closing costs, and, for a refinance, your current loan balance and payment. A recent mortgage statement answers most of those questions at once.
While you wait, the mortgage calculator shows a monthly payment with property tax and insurance included, and the lending page explains each type of loan we arrange.
Rather talk now?
Call Maggie's cell at (916) 549-3131 or send a note. This is general information, not a loan offer or a commitment to lend. Maggie B. Hopkins, NMLS #349517. Surroundings NMLS #2528307.
Frequently Asked Questions
Will you check my credit right away?
No. The first call is a conversation. Credit is only reviewed when you decide to move forward, and you'll be told before it happens.
Do I have to get my loan through you?
No. You are free to use any lender. Many people compare our options with their own bank's before deciding.
Can you help if I'm buying with another real estate agent?
Yes. The loan and the real estate side are separate choices, and you can use us for either one or both.
Keep exploring
Ready to make your move with Surroundings?